Fiduciary Wealth
Fiduciary Wealth is an independent Registered Investment Adviser.
We specialize in investments with a history of wealth creation.
We serve investors who seek to increase their wealth with
moderate to aggressive risk tolerance.*
We invest directly in companies rather than through funds or packaged products. This reduces costs and provides greater transparancy.
We serve under the strict fiduciary standard of care.
*Investors with moderate to aggressive risk tolerance can withstand a decrease in account value and,
most importantly, wait for the market to recover.
Minimum investment: $250,000.
Our Fiduciary Pledge
We Pledge To...
Always place your interests first.
Provide fee-only advice that is free of influences from
commissions, sales quotas or bonuses.
Remain independent from any bank, broker or insurance company.
Be completely transparent about your investments, costs and terms.
Use an independent third party to hold and account for your savings.
Never take possession of your securities or money.
Ask your financial advisor for a written copy of their fiduciary pledge.
What is a Fiduciary?
A fiduciary is a person or entity that has a legal and ethical duty to put their clients' needs first.
Hiring a fiduciary can be beneficial for several reasons:
Trust: As a fiduciary, the professional is required to put your interests first and maintain a fiduciary duty, which helps build trust and confidence between you and the advisor.
Expertise: Fiduciaries typically have specialized knowledge and experience in financial matters, including investments, taxes, and estate planning, which can help you make more informed decisions and optimize your financial strategy.
Accountability: Because fiduciaries are held to a higher standard of care and must put your interests first, they are more accountable for their actions and decisions, which can help protect you from conflicts of interest and unethical behavior.
Reduced stress: A fiduciary can help take the burden of managing your finances off your shoulders, allowing you to focus on other areas of your life.
Improved outcomes: By working with a fiduciary who has your best interests in mind, you may be able to achieve better investment returns, reduce taxes, and achieve your financial goals more efficiently.
Overall, hiring a fiduciary can provide you with peace of mind, expertise, and accountability, which can help you achieve your financial goals and protect your interests.
It is important for consumers to ask their financial professionals about their fiduciary status and any potential conflicts of interest.
Ask them for a written copy of their fiduciary pledge.
Hiring a fiduciary can be beneficial for several reasons:
Trust: As a fiduciary, the professional is required to put your interests first and maintain a fiduciary duty, which helps build trust and confidence between you and the advisor.
Expertise: Fiduciaries typically have specialized knowledge and experience in financial matters, including investments, taxes, and estate planning, which can help you make more informed decisions and optimize your financial strategy.
Accountability: Because fiduciaries are held to a higher standard of care and must put your interests first, they are more accountable for their actions and decisions, which can help protect you from conflicts of interest and unethical behavior.
Reduced stress: A fiduciary can help take the burden of managing your finances off your shoulders, allowing you to focus on other areas of your life.
Improved outcomes: By working with a fiduciary who has your best interests in mind, you may be able to achieve better investment returns, reduce taxes, and achieve your financial goals more efficiently.
Overall, hiring a fiduciary can provide you with peace of mind, expertise, and accountability, which can help you achieve your financial goals and protect your interests.
It is important for consumers to ask their financial professionals about their fiduciary status and any potential conflicts of interest.
Ask them for a written copy of their fiduciary pledge.
Risk
The stock market is not for everybody.
It is important to note that all investments carry some level of risk, and there is no way to completely eliminate the risk of investing in the stock market. It's possible for the market to drop as much as fifty percent before it recovers.
Often the best strategy when prices drop is to simply
wait for the market to recover.
It is important to note that all investments carry some level of risk, and there is no way to completely eliminate the risk of investing in the stock market. It's possible for the market to drop as much as fifty percent before it recovers.
Often the best strategy when prices drop is to simply
wait for the market to recover.
"Some people should not own stocks at all. They get too upset with price fluctuations. If you're gonna do dumb things because a stock goes down, you shouldn't own a stock at all."
Warren Buffett
Warren Buffett
A Focused Porfolio
A concentrated portfolio has several potential advantages, including:
Potentially higher returns: A concentrated portfolio allows us to focus the investments with the highest-conviction, which can potentially lead to higher returns if those ideas perform well. By investing in a limited number of securities or assets, we can capitalize on expertise and insights in those areas.
Greater control: With a concentrated portfolio, we have greater control over the investments, as we are able to monitor and manage a smaller number of securities or assets. This can allow for more informed decision-making and quicker action when opportunities arise.
Tax advantages: Concentrated portfolios may offer tax advantages, as gains in one asset can potentially offset losses in another, reducing overall tax liability.
Simplified management: A concentrated portfolio can be easier to manage than a diversified portfolio, as we may have fewer securities or assets to monitor and track.
It's important to note that a concentrated portfolio can also carry a higher degree of risk, as there is more exposure to the performance of a limited number of securities or assets. As such, a concentrated portfolio may not be suitable for all investors, and it's important to carefully consider one's investment objectives, risk tolerance, and investment horizon before pursuing this strategy.
Potentially higher returns: A concentrated portfolio allows us to focus the investments with the highest-conviction, which can potentially lead to higher returns if those ideas perform well. By investing in a limited number of securities or assets, we can capitalize on expertise and insights in those areas.
Greater control: With a concentrated portfolio, we have greater control over the investments, as we are able to monitor and manage a smaller number of securities or assets. This can allow for more informed decision-making and quicker action when opportunities arise.
Tax advantages: Concentrated portfolios may offer tax advantages, as gains in one asset can potentially offset losses in another, reducing overall tax liability.
Simplified management: A concentrated portfolio can be easier to manage than a diversified portfolio, as we may have fewer securities or assets to monitor and track.
It's important to note that a concentrated portfolio can also carry a higher degree of risk, as there is more exposure to the performance of a limited number of securities or assets. As such, a concentrated portfolio may not be suitable for all investors, and it's important to carefully consider one's investment objectives, risk tolerance, and investment horizon before pursuing this strategy.
A typical mutual fund owns hundreds of stocks with less than one percent of the portfolio invested in many of them.
How can a fund have conviction in a company's potential when they are only willing to invest a fraction of a percent in it?
How can a fund have conviction in a company's potential when they are only willing to invest a fraction of a percent in it?
"Diversification is for people who don't know what they're doing."
Warren Buffett
