Fiduciary Wealth
A FIDUCIARY FINANCIAL ADVISER
Investments with a History of Creating Wealth.
Investments with a History of Creating Wealth.
Fiduciary Wealth is an
independent Registered Investment Adviser.
We focus on investments
with a history of creating wealth.
We serve investors who
seek to increase their net worth.*
We invest directly in U. S. traded companies rather than through funds or packaged products. This reduces costs and provides greater transparency and control.
We are bound to the strict fiduciary standard of care.
*We serve investors whose objective is growth of capital with moderate to aggressive risk tolerance and can withstand a decrease in account value and, most importantly, can wait for the market to recover.
Minimum $250,000.
What is a Fiduciary?
A fiduciary is a person or entity that has a legal and ethical duty to put their clients' interests first.
Hiring a fiduciary can be beneficial for several reasons:
Trust: As a fiduciary, the professional is required to put your interests first and maintain a fiduciary duty, which helps build trust and confidence between you and the advisor.
Expertise: Fiduciaries typically have specialized knowledge and experience in financial matters, including investments, taxes, and estate planning, which can help you make more informed decisions and optimize your financial strategy.
Accountability: Because fiduciaries are held to a higher standard of care and must put your interests first, they are more accountable for their actions and decisions, which can help protect you from conflicts of interest and unethical behavior.
Reduced stress: A fiduciary can help take the burden of managing your finances off your shoulders, allowing you to focus on other areas of your life.
Improved outcomes: By working with a fiduciary who has your best interests in mind, you may be able to achieve better investment returns, reduce taxes, and achieve your financial goals more efficiently.
Overall, hiring a fiduciary can provide you with peace of mind, expertise, and accountability, which can help you achieve your financial goals and protect your interests.
Most financial service providers work for a brokerage, bank or insurance company. Their first obligation is to their employer, not the customer. It is important for investors to ask their financial professionals about their fiduciary status and any potential conflicts of interest.
Ask them for a written copy of their fiduciary pledge.
Hiring a fiduciary can be beneficial for several reasons:
Trust: As a fiduciary, the professional is required to put your interests first and maintain a fiduciary duty, which helps build trust and confidence between you and the advisor.
Expertise: Fiduciaries typically have specialized knowledge and experience in financial matters, including investments, taxes, and estate planning, which can help you make more informed decisions and optimize your financial strategy.
Accountability: Because fiduciaries are held to a higher standard of care and must put your interests first, they are more accountable for their actions and decisions, which can help protect you from conflicts of interest and unethical behavior.
Reduced stress: A fiduciary can help take the burden of managing your finances off your shoulders, allowing you to focus on other areas of your life.
Improved outcomes: By working with a fiduciary who has your best interests in mind, you may be able to achieve better investment returns, reduce taxes, and achieve your financial goals more efficiently.
Overall, hiring a fiduciary can provide you with peace of mind, expertise, and accountability, which can help you achieve your financial goals and protect your interests.
Most financial service providers work for a brokerage, bank or insurance company. Their first obligation is to their employer, not the customer. It is important for investors to ask their financial professionals about their fiduciary status and any potential conflicts of interest.
Ask them for a written copy of their fiduciary pledge.
Risk
Investing is not for everyone.
It is important to note that all investments carry some level of risk, and there is no way to completely eliminate the risk of investing in the stock market. It's possible for the market to experience a substantial drop in value
before it recovers.
When prices drop, often the best strategy is to
simply wait for the market to recover.
It is important to note that all investments carry some level of risk, and there is no way to completely eliminate the risk of investing in the stock market. It's possible for the market to experience a substantial drop in value
before it recovers.
When prices drop, often the best strategy is to
simply wait for the market to recover.
"Some people should not own stocks at all. They get too upset with price fluctuations. If you're gonna do dumb things because a stock goes down, you shouldn't own a stock at all."
Warren Buffett
Warren Buffett
A Focused Porfolio
"Diversification is for people who don't know what to do."
Warren Buffett
A concentrated portfolio has several potential advantages, including:
The majority of the wealth created comes from a minority of companies.
A concentrated portfolio allows us to focus the investments with the highest-conviction, which can potentially lead to higher returns if those ideas perform well. By investing in a limited number of securities or assets, we can capitalize on expertise and insights in those areas.
With a concentrated portfolio, we have greater control over the investments, as we are able to monitor and manage a smaller number of securities or assets. This can allow for more informed decision-making and quicker action when opportunities arise.
Concentrated portfolios may offer tax advantages, as gains in one asset can potentially offset losses in another, reducing overall tax liability.
A concentrated portfolio can be easier to manage than a diversified portfolio, as we may have fewer securities or assets to monitor and track.
It's important to note that a concentrated portfolio can also carry a higher degree of risk, as there is more exposure to the performance of a limited number of securities or assets. As such, a concentrated portfolio may not be suitable for all investors, and it's important to carefully consider one's investment objectives, risk tolerance, and investment horizon before pursuing this strategy.
The majority of the wealth created comes from a minority of companies.
A concentrated portfolio allows us to focus the investments with the highest-conviction, which can potentially lead to higher returns if those ideas perform well. By investing in a limited number of securities or assets, we can capitalize on expertise and insights in those areas.
With a concentrated portfolio, we have greater control over the investments, as we are able to monitor and manage a smaller number of securities or assets. This can allow for more informed decision-making and quicker action when opportunities arise.
Concentrated portfolios may offer tax advantages, as gains in one asset can potentially offset losses in another, reducing overall tax liability.
A concentrated portfolio can be easier to manage than a diversified portfolio, as we may have fewer securities or assets to monitor and track.
It's important to note that a concentrated portfolio can also carry a higher degree of risk, as there is more exposure to the performance of a limited number of securities or assets. As such, a concentrated portfolio may not be suitable for all investors, and it's important to carefully consider one's investment objectives, risk tolerance, and investment horizon before pursuing this strategy.
A typical mutual fund owns hundreds of companies.
They often invest less than one percent in many of them.
How can a fund manager have conviction in a company
when they invest a tiny amount of money in it?
They often invest less than one percent in many of them.
How can a fund manager have conviction in a company
when they invest a tiny amount of money in it?
"When I want to do something,
I always want to do it big."
Warren Buffett
I always want to do it big."
Warren Buffett
