Our value proposition is to identify investments
that we believe are most likely to help
investors increase their net worth.
We do this by focusing on investments with a
history of creating wealth.
We offer investors an alternative to the
packaged products that dominate the industry.
We operate under the strict fiduciary
standard of care
that we believe are most likely to help
investors increase their net worth.
We do this by focusing on investments with a
history of creating wealth.
We offer investors an alternative to the
packaged products that dominate the industry.
We operate under the strict fiduciary
standard of care
You deserve the Fiduciary Standard of Care.
Our Fiduciary Pledge:
Fiduciary Wealth commits to these fiduciary principles:
Fiduciary Wealth commits to having
no conflicts with our clients' best interests.
Fiduciary Wealth places our clients' interests before our own.
Fiduciary Wealth provides full and fair disclosure of all important facts.
Our Fiduciary Pledge:
Fiduciary Wealth commits to these fiduciary principles:
Fiduciary Wealth commits to having
no conflicts with our clients' best interests.
Fiduciary Wealth places our clients' interests before our own.
Fiduciary Wealth provides full and fair disclosure of all important facts.
What is a Fiduciary?
A fiduciary is a person whom the law obligates
to act in good faith and solely on behalf of the client.
Unlike salespeople at banks, brokerages and insurance companies,
fiduciaries may not gain personal benefit from transactions
with those they represent.
A fiduciary stands in a special relationship of trust and confidence.
They owe their allegiance strictly to their client.
A fiduciary is legally required to place
the client's interests before all other concerns.
Not all financial planners/advisors/brokers
are bound by the fiduciary standard.
If you receive financial advice from someone who is
not a fiduciary, your interests are not the first priority.
Advisors, planners, and insurance agents are salespeople.
Their legal obligation is only to their employer.
Their purpose is to increase revenues for their firm.
They have commissions, bonuses, sales contests and other incentives.
These powerful incentives can enrich them and influence
the advice they offer you.
Fiduciary Wealth is a legal fiduciary.
We have no conflicts of interest.
Our sole loyalty is to our client/partners.
Fiduciary vs. Advisor
Investment advisers are employed by Registered Investment Advisers (RIAs) and are required by the Investment Advisers Act of 1940 to act as fiduciaries for the advice they provide their clients. They are the only investment professionals that are legally allowed to call themselves investment advisers.
Investment advisors are typically employees of banks, brokerage firms and insurance companies. They are considered salespeople by the Act. They are NOT required to act as fiduciaries for the advice they provide. Their advice should be incidental to the sales process.
As a result, most are not fiduciaries for the investment advice they offer.
These individuals are not legally able to refer to themselves as investment advisers.
Instead, they have decided to refer to themselves using a slightly different spelling of the word substituting an "or" for an "er".
Nearly everyone seeking investment advice is unaware of the difference.
Should you care whether your investment adviser is a fiduciary?
Absolutely. It is the most important decision you can make when hiring an adviser.
Why it's important that your adviser is a fiduciary:
Investment advisers must put their clients' interests first when providing advice. Investment advisors are not fiduciaries and typically work for banks, brokerage firms and insurance companies.
Investment advisors are not fiduciaries. They are salespeople who sell their firm's products and services and often recommend investments that pay them more, even if they are not best for their clients.
Investment advisers are fiduciaries and must put their clients' interests before their own. They are legally bound to recommend options that are best for their clients no matter what they may be paid.
There is a major difference between the quality of the investment advice that investors receive from fiduciary investment advisers and salespeople.
Source: Forbes
Investment advisors are typically employees of banks, brokerage firms and insurance companies. They are considered salespeople by the Act. They are NOT required to act as fiduciaries for the advice they provide. Their advice should be incidental to the sales process.
As a result, most are not fiduciaries for the investment advice they offer.
These individuals are not legally able to refer to themselves as investment advisers.
Instead, they have decided to refer to themselves using a slightly different spelling of the word substituting an "or" for an "er".
Nearly everyone seeking investment advice is unaware of the difference.
Should you care whether your investment adviser is a fiduciary?
Absolutely. It is the most important decision you can make when hiring an adviser.
Why it's important that your adviser is a fiduciary:
Investment advisers must put their clients' interests first when providing advice. Investment advisors are not fiduciaries and typically work for banks, brokerage firms and insurance companies.
Investment advisors are not fiduciaries. They are salespeople who sell their firm's products and services and often recommend investments that pay them more, even if they are not best for their clients.
Investment advisers are fiduciaries and must put their clients' interests before their own. They are legally bound to recommend options that are best for their clients no matter what they may be paid.
There is a major difference between the quality of the investment advice that investors receive from fiduciary investment advisers and salespeople.
Source: Forbes
